Before heading for catching the travel insurance over 80, it is necessary to keep some factors in mind, if you want to get a fair deal. Buying the insurance scheme directly from the agency rather than the agents can help in reducing the premium amount to a considerable level. This is because the travel agents or the insurance agents may take an extra amount as their commission. Also it is necessary to thoroughly go through the clauses and conditions mentioned in the policy statements. This can help in cutting down the unwanted provisions and the payment for those. For example people over the age of 80 do not need recreational coverage for activities like skiing or diving. For occasional travellers who go for journey to multiple places, it is always better to adopt a multi trip policy rather than the single trip type. Comparing the available number of policies can also help in getting the best.